We live in a world where people hustle to look rich, not to be rich. From designer wardrobes to flashy cars, the illusion of success often hides financial chaos underneath. CA Nitin Kaushik recently shared a hard-hitting post on X, calling out the culture of “looking rich but being broke inside.” His breakdown of how the so-called ‘fake rich’ live struck a chord online for its brutal honesty and relatable truth.
According to Kaushik, wealth today isn’t about how luxurious your lifestyle appears — it’s about how stable your liabilities are. He explained that many people confuse image with income, leading to endless financial stress disguised as success. The “fake rich,” he said, often live with a shiny car running on EMIs, designer clothes, but no real investments, weekend parties funded by weekday burnout, and credit card bills stacked behind filtered Instagram photos.
While appearances have become the new currency of validation, Kaushik reminded everyone that true wealth lies in peace, not pressure. Financial freedom, he said, comes from balance and discipline — not from buying things you can’t afford.
2 underrated habits to quietly make money
In a follow-up post, the CA revealed two underrated habits that can quietly make anyone rich — even without a huge salary. The first is compound interest. He explained that wealth isn’t about luck or timing but patience. Investing ₹25,000 every month at a 12% return can grow into ₹20 lakh in five years — and a whopping ₹2.4 crore in twenty. The secret is consistency and time, which silently multiply your money if you stay disciplined.
Kaushik highlighted portfolio rebalancing as key to protecting wealth. As markets rise, risk increases, so rebalancing realigns investments, locks profits, and reduces exposure. Like trimming a tree, it strengthens growth—while compound interest builds wealth, rebalancing safeguards it through patience and discipline.
Kaushik wrapped up his financial wisdom by reminding people that money doesn’t need to be chased — it needs to be managed. The key is to stay calm, stick to your plan, and let time do its job. After all, wealth isn’t a weekend goal; it’s a lifelong habit built on smart decisions and steady effort.
According to Kaushik, wealth today isn’t about how luxurious your lifestyle appears — it’s about how stable your liabilities are. He explained that many people confuse image with income, leading to endless financial stress disguised as success. The “fake rich,” he said, often live with a shiny car running on EMIs, designer clothes, but no real investments, weekend parties funded by weekday burnout, and credit card bills stacked behind filtered Instagram photos.
While appearances have become the new currency of validation, Kaushik reminded everyone that true wealth lies in peace, not pressure. Financial freedom, he said, comes from balance and discipline — not from buying things you can’t afford.
🚨 The 5 stages of looking rich (but being broke inside)
— CA Nitin Kaushik (FCA) | LLB (@Finance_Bareek) November 9, 2025
In today’s world, wealth isn’t measured by your lifestyle — it’s measured by your liabilities.
Here’s how “fake rich” looks in real life:
1️⃣ A shiny car with a never-ending EMI.
2️⃣ Designer fits, but not a single SIP.
3️⃣…
2 underrated habits to quietly make money
In a follow-up post, the CA revealed two underrated habits that can quietly make anyone rich — even without a huge salary. The first is compound interest. He explained that wealth isn’t about luck or timing but patience. Investing ₹25,000 every month at a 12% return can grow into ₹20 lakh in five years — and a whopping ₹2.4 crore in twenty. The secret is consistency and time, which silently multiply your money if you stay disciplined.
Kaushik highlighted portfolio rebalancing as key to protecting wealth. As markets rise, risk increases, so rebalancing realigns investments, locks profits, and reduces exposure. Like trimming a tree, it strengthens growth—while compound interest builds wealth, rebalancing safeguards it through patience and discipline.
Kaushik wrapped up his financial wisdom by reminding people that money doesn’t need to be chased — it needs to be managed. The key is to stay calm, stick to your plan, and let time do its job. After all, wealth isn’t a weekend goal; it’s a lifelong habit built on smart decisions and steady effort.
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